For almost three decades, 1st Financial Bank USA or its subsidy, Premier Financial Services, LLC, has provided billions of dollars in financing for exotic and vintage motorcars. With a deep understanding of the collector car market, we offer tailored financing solutions that help enthusiasts and investors acquire, refinance, and leverage their prized vehicles.
We understand that your exotic or vintage vehicle is more than just a car—it’s a prized asset. Our Vehicle Loan Program allows you to access capital while retaining possession of your vehicle. Whether you need short-term financing for an investment, business opportunity, or personal liquidity, we provide a seamless solution tailored to collectors and enthusiasts.
✔ Loan Amounts Starting at $100,000 – Competitive financing for high-value vehicles
✔ Up to 60% Loan-to-Value (LTV) – Based on our minimum loan size, vehicles must have an appraised market value of $167,000 or more to be eligible for a loan
✔ 12-Month Renewable Term – Flexible interest-only loans with the option to renew repeatedly
✔ Borrow Against a Single Vehicle or a Collection – Adjust your collateral as your collection and needs evolve
✔ Fixed or Variable Rates – Choose the option that works best for you
✔ Keep Your Vehicle – Retain possession of your prized auto while unlocking liquidity
🔹 Fast & Confidential Process – Quick approvals and discreet transactions
🔹 Expertise in Exotic & Vintage Vehicles – We understand the value of your car and have decades of experience in financing exotic and vintage vehicles
🔹 Tailored Financing Solutions – Designed for collectors, investors, and enthusiasts
Turn your luxury vehicle into working capital without giving up your keys. Contact us to discuss your financing needs and experience the 1st Financial Bank USA difference.
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